Are you saving or spending?
Well...I sure try to save. We actually were doing really well there for a while (back when Greg was working and we didn't have to pay back student loans). Unfortunately, we have to start paying back one of the loans, which we weren't expecting to have to do until June, so that's a bit of a bummer. Pretty much my entire paycheck goes towards bills, but I do try to put a little aside..only to end up pulling it back out. But the fact that I'm putting it into savings should get me points! We don't spend near as much as we used to, and don't have a lot of expenses...other than your basic bills. No expensive car loans that cost more than our trailer, no major credit card bills, and really, we don't eat out THAT much. So, we're doing good. I fully intend to start building our savings again when Greg gets a real job.
money
Showing posts with label money. Show all posts
2.22.2013
Morals
What has challenged your morals.
Well, I don't know that it was necessarily a challenge, but I suppose it could have been. We got paid yesterday, and while I was quite happy to see the amount that was deposited into my account, I knew it wasn't right. It's not that hard to figure out what I'm going to get paid before I actually get paid (# hours worked x pay rate + incentives for january) So I had a good idea of what it should be before taxes, so imagine my surprise when it was about $250-$300 more than what I expected (after taxes even!) I had a lot of thoughts, like maybe I got a bonus, or a massive raise (I definitely deserve it...in the most humble way). But I just knew it wasn't right.
Now, I don't know if they would have ever noticed, but even if it was a bonus or something, I decided to let my boss know that I thought there had been an error. If it were a bonus, awesome, then I could confirm my worth to them, and if not, then while the money would have been nice to have, it wasn't mine and I would have felt guilty for not saying anything (plus if they had come back later an asked about it, I doubt, "I thought it was the bonus I felt I deserved" would fly! ;) Come to find out, I was paid someone else's $350 incentives for about 3 months, and so I wasn't able to keep it. My co-worker joked that I "just had to complain about the extra money", but in reality, I wouldn't have felt right about keeping it, and to be honest, it wasn't even a real 'challenge'. Sure it was frustrating seeing what my account would have had with that, but again, it wasn't mine...and I feel proud of myself for saying something and getting that taken care of ASAP. Who knows...maybe I'll be blessed for being honest about it someday.
Well, I don't know that it was necessarily a challenge, but I suppose it could have been. We got paid yesterday, and while I was quite happy to see the amount that was deposited into my account, I knew it wasn't right. It's not that hard to figure out what I'm going to get paid before I actually get paid (# hours worked x pay rate + incentives for january) So I had a good idea of what it should be before taxes, so imagine my surprise when it was about $250-$300 more than what I expected (after taxes even!) I had a lot of thoughts, like maybe I got a bonus, or a massive raise (I definitely deserve it...in the most humble way). But I just knew it wasn't right.
Now, I don't know if they would have ever noticed, but even if it was a bonus or something, I decided to let my boss know that I thought there had been an error. If it were a bonus, awesome, then I could confirm my worth to them, and if not, then while the money would have been nice to have, it wasn't mine and I would have felt guilty for not saying anything (plus if they had come back later an asked about it, I doubt, "I thought it was the bonus I felt I deserved" would fly! ;) Come to find out, I was paid someone else's $350 incentives for about 3 months, and so I wasn't able to keep it. My co-worker joked that I "just had to complain about the extra money", but in reality, I wouldn't have felt right about keeping it, and to be honest, it wasn't even a real 'challenge'. Sure it was frustrating seeing what my account would have had with that, but again, it wasn't mine...and I feel proud of myself for saying something and getting that taken care of ASAP. Who knows...maybe I'll be blessed for being honest about it someday.
12.05.2012
It's All About the Money
How much money is in your wallet?
Cash-wise, I think I've got some loose change in there. I really don't carry cash on me. Cards are so much more convenient! (And really, they are safe. You're backed by your bank AND VISA, so I don't know why people have such an aversion to them). But I have to say, I kinda miss having cash. Remember when having a $20 bill was a big deal. Now it's just money. I guess that's what working at a bank does to you. It's funny when people ask me questions like how it feels to handle so much money during the day. I honestly don't even think about it. It's just paper. Kind of strange to think that that paper is what people work for...a lousy piece of paper. Just crazy.
Okay, kind of got off topic there. I love my job.
Cash-wise, I think I've got some loose change in there. I really don't carry cash on me. Cards are so much more convenient! (And really, they are safe. You're backed by your bank AND VISA, so I don't know why people have such an aversion to them). But I have to say, I kinda miss having cash. Remember when having a $20 bill was a big deal. Now it's just money. I guess that's what working at a bank does to you. It's funny when people ask me questions like how it feels to handle so much money during the day. I honestly don't even think about it. It's just paper. Kind of strange to think that that paper is what people work for...a lousy piece of paper. Just crazy.
Okay, kind of got off topic there. I love my job.
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